Planning and Investment Advice
Superannuation & Wealth Creation Strategies
Superannuation is one of the most tax-effective vehicles for your retirement savings. The maximum rate of tax payable on earnings within super is 15% and once you turn 60 withdrawals from superannuation are also received tax free. Earnings on your investments and savings outside super are taxed at your marginal tax rate, which can be as high as 46.5% including Medicare levy.
Given the benefits of the superannuation structure Lambourne Partners Financial Planning are able to help you take advantage. We keep abreast of legislation and strategies to maximise your retirement outcomes.
Retirement Planning
Having a financial plan for your retirement is essential to help you achieve the lifestyle you want in retirement.
Australians are increasingly retiring earlier from the workforce and generally living much longer in retirement than generations in the past. Planning for retirement now will determine what kind of lifestyle will be available for you in the future.
This is where Lambourne Partners Financial Planning can work with you to create a strategy to help you get the most from your retirement.